FREELANCER PROFITABILITY ANALYZER

Know what the project
really pays.

Put in the quote, the hours behind it, your direct costs, and the hourly rate you want to keep. The business answer updates immediately.

Your project numbers stay in this browser tab.

No account, upload, database, or AI. This tool does not save or send the values you enter.

UPDATED AUGUST 27, 2026Added percentage-based fees, other direct costs, and buffer hours for more realistic minimum quotes.
One project at a time

Enter the deal.

Use your best honest estimate. Unpaid calls and revisions still take real time.

Price and time
Costs and target

Results update automatically.

BUSINESS VERDICT

This price is worth taking.

The project clears your target after the estimated tax and direct costs.

REAL HOURLY INCOME$0.00per hour
RECOMMENDED MINIMUM QUOTE$0.00to reach your target
Real rate vs. target$0.00 vs. $0.00
Current real rateTarget
Total project hours
0 hours
Estimated tax reserve
$0.00
Income after estimated tax
$0.00
Platform and payment fees
$0.00
Fixed project costs
$0.00
Total fees and costs
$0.00
Net project income
$0.00
Quote difference
$0.00

The math behind the answer

Every hidden hour counts.

The calculator follows one transparent pricing model. Change any input and the entire analysis updates.

01

Total hours

Work hours + communication hours + revision hours + any buffer hours you choose to include.

02

Net project income

Project price minus the estimated tax reserve, percentage fees, and all fixed project costs.

03

Real hourly income

Net project income divided by every hour the project requires.

04

Minimum quote

Your target hourly income × total hours, plus fixed costs, then grossed up for the estimated tax and percentage fees.

HP
I built this for the work around the work.

The deliverable may take 30 hours, but calls, proposals, revisions, and project-only costs can quietly turn a good-looking quote into a weak deal.

Important limits

A pricing estimate, not a tax return.

The tax field is a simple planning percentage supplied by you. For pricing safety, this model reserves estimated tax against the quoted price before subtracting the listed costs. That is intentionally conservative and is not a claim about how every deductible expense will be treated on a tax return.

Percentage fees are also reserved against the quoted price. Actual U.S. taxes and business results depend on income, deductions, credits, business structure, location, contract terms, and other facts. Add overhead, unpaid administration, scope risk, or late-payment risk to the cost and buffer fields when they matter to the deal.

Read the IRS estimated-tax guidance →